Solutions for your life insurance needs
Whether you're looking for affordable term coverage for temporary needs, or a permanent policy that will last for life, we can help with solutions that meet your needs and budget.
And every policy comes with an extra measure of security with Liberty's Living Benefit, an accelerated death benefit rider. It means you can access up to 90% of your death benefit early if the insured becomes terminally or chronically ill. Liberty's Living Benefit will be automatically added to your policy at no extra cost unless you decline it when you apply.1
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1 Liberty's Living Benefit, an accelerated death benefit rider, may vary by state. This benefit will be added to your contract at no additional charge unless you decline it at application. There will be a one-time processing fee of $100 for an accelerated benefit claim. The amount you receive will be less than the amount you elect because it is an early payment adjusted for interest, the processing fee and a portion of any contract loan balance. Maximum benefit payable is $250,000. Minimum $10,000 insurance must remain after accelerated payment. Receipt of the accelerated death benefit may be taxable and may affect eligibility for public assistance programs. You should consult your tax advisor regarding any tax implications.